Roger Schwartz and Sherri Schwartz
HOMESMART
3131 E. Camelback Rd
Phoenix, AZ 85016
Office: 602 451-5363
Fax: 866 277-1792
Cell: 602 390-0083
RogerRealtor@cox.net
Sherri503@cox.net
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'Experiencing financial hardship?
'Finding your home is worth less than you owe?
'Having trouble making your mortgage payments?
'Received a Notice of Default from your lender?
A SHORT SALE MIGHT MAY BE YOUR BEST OPTION
DO NOT LET YOUR HOME GO INTO FORECLOSURE – THERE ARE FAR BETTER OPTIONS!
WE'VE HELPED MANY HOMEOWNERS MOVE ON TO A BETTER LIFE WITHOUT GOING INTO FORECLOSURE.
7 out of 10 Homeowners go into foreclosure without any intervention.
It's not your fault that the market turned and no one should feel ashamed to make a strategic "family business" decision to walk away from their mortgage.
We offer a confidential, no obligation consultation to see if a Short Sale is right for you.
Today, many homeowners in America are behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. We have received extensive and ongoing certified training and hold nationally recognized designations. We have the experience necessary to help you through one of the most challenging of all residential real estate transactions. We, have been successfully completing short sales for 3 years.
There is a great deal of incorrect information in the media these days about Short Sales. In an attempt to provide the most up to date and accurate information possible, a large portion of this website has been dedicated to bringing together the facts about Short Sales. We sincerely hope you find the answers you are looking for and begin to understand the numerous benefits a Short Sale can have not only for the homeowner and buyer, but also the lender, and the community.
Did you know?
- Banks prefer a short sale over a foreclosure. They do not want your house back!
- Foreclosure stays on credit for 10 years, can reduces your score by 300 plus points, Jeopardizes security clearance, and endangers current and future employment.
- Short sales have MUCH LESS of an negative impact on credit than foreclosure
- Short Sales cost the homeowner nothing. You will have NO out of pocket expenses. We NEVER charge you anything.
- Once we submit a short sale offer to the bank, your foreclosure is suspended and you will not make payments.
- Shorts Sales are one of the most difficult residential real estate transactions and far too important to trust to just any agent.
- We have a 90 % success rate on our Short Sales, This year it is 100%!
- You will always deal directly with us from the first phone call to the closing. We handle all of the negotiating and you will never be passed off to another agent, processor or third party negotiator.
- There will come a time when you will want to look back on this situation and know you did everything you could.
As agents with the Certified Short Sale Negotiator, CSSN Designation, we have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.
... the best thing you can do is the right thing; the next best thing is the wrong thing; and the worst thing you can do is nothing" - Theodore Roosevelt
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